Regulatory Disclosures

Generally Applicable Disclosures

Email and Instant Messaging Disclaimer

JA Group and Co, JA Group, JA Wealth Management, and Collins and Cooper are marketing names for certain businesses of JKA Holdings ("JKAH") and its subsidiaries worldwide. Products and services may be provided by banking affiliates, securities affiliates or other JKAH affiliates or entities. Not all products and services are available in all locations.

This message is not intended as an offer, solicitation, or confirmation of transaction for the purchase or sale of any product or service. All market prices, data and other information are not warranted as to completeness or accuracy and are subject to change without notice. Any comments or statements in this message do not necessarily reflect those of JA Group & Co.

This message may not be reproduced, redistributed or disseminated, without the prior written consent of JA Group & Co.

JA Group & Co does not guarantee that communications transmitted electronically are secure, accurate or complete as information could be intercepted, tampered with, corrupted, lost, destroyed or delayed or could contain malicious content. Although this message and any attachments are believed to be free of any malicious content or other defects that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is free of malicious content. By messaging with JA Group & Co, you understand and accept all risks associated with electronic communications.

JA Group & Co does not accept any responsibility for the contents of any electronic communication or for any delays, inaccuracies or omissions in the transmission of orders or other information to JA Group & Co and disclaims all liability to the fullest extent permitted by applicable law for any loss, damage, or delay arising from any reliance on or use of this message in any way.

Any electronic communication conducted within or through JA Group & Co’s systems is subject to monitoring, review, retention and external production in order to comply with relevant laws, regulations and regulatory requests, for risk management or operational purposes; may be stored or otherwise processed in countries other than the country in which you are located; and will be treated in accordance with JA Group & Co’s policies and applicable laws and regulations.

Pixel tags (which are typically one-pixel, transparent images located in an email or other message) or similar technologies may be used in some of our digital communications. These are principally used to help us measure engagement. Please notify the sender or if available, use the unsubscribe function if you do not wish to receive further similar emails.

Telephone Recording Disclosure

As part of our compliance with applicable laws and regulations, certain telephone conversations with JA Group & Co personnel may be recorded. Please note that these recordings may be made with or without the use of a spoken warning, tone or similar notification.

Usage Terms – Data and Content

All information, including pricing information, contained herein is proprietary and/or confidential to JA Group & Co and is provided solely for the internal use of the intended recipient(s). Unless otherwise prohibited by local law, by accepting, reviewing or using the information you agree that you are not authorized to disseminate, distribute or copy any of the information, including pricing information, without the express written consent of JA Group & Co. JA Group & Co makes the information available in reliance upon such agreement.

Tax and Legal Advice Disclaimer

JKA Holdings and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

Important Risk Information for Structured Products

You should refer to the term sheets for official details on all offerings, including the risks involved, before investing in structured products.

Purchasing structured products involve derivatives and a higher degree of risk factors that may not be suitable for all investors. Such risks include risk of adverse or unanticipated market developments, issuer credit quality risk, risk of the counterparty or issuer default, risk of lack of uniform standard pricing, risk of adverse events involving any underlying reference obligations, entity or other measures, risk of high volatility, and risk of illiquidity/ little to no secondary market. In certain transactions, investors may lose their entire investment, i.e., incur an unlimited loss.

Legal Entity Information

Notice

For wealth management and regulated advisory services, you are likely to be dealing with JA Wealth Advisors Limited
For non-regulated advisory services, you are likely to be dealing with JA Financial Advisors Ltd.
For lending, equity and other capital transactions you are likely to be dealing with JA Capital Partners Limited.
For real estate transactions, you are likely to be dealing with Collins & Cooper Limited

Cayman Islands

JKA Holdings

Registered Address:
Walkers Corporate Limited,
190 Elgin Avenue, George Town,
Grand Cayman KY1-9008,
Cayman Islands

Registered Number:
396649

Regulatory Status Disclosure:
JKA Holdings is not a regulated entity and does not carry out regulated activities

JA Wealth Advisors Limited

Registered Address:
Walkers Corporate Limited,
190 Elgin Avenue, George Town,
Grand Cayman KY1-9008,
Cayman Islands

Registered Number:
396648

Regulatory Status Disclosure:
JA Wealth Advisors Limited is a Registered Person with the Cayman Islands Monetary Authority (CIMA)
under the Securities Investment Business Act to carry on regulated securities investment business.

United Kingdom

JA Capital Partners Limited

Registered Address:
C/O Aardvark Accounting,
1 Cedar Office Park Unit 1,
Cobham Road,
Ferndown Industrial Estate,
Wimborne, England,
BH21 7SB

Registered Number:
12488830

Regulatory Status Disclosure:
JA Capital Partners Limited is not a regulated entity and does not carry out regulated activities.

JA Financial Advisors Limited

Registered Address:
C/O Aardvark Accounting,
1 Cedar Office Park Unit 1,
Cobham Road,
Ferndown Industrial Estate,
Wimborne, England,
BH21 7SB

Registered Number:
13154253

Regulatory Status Disclosure:
JA Financial Advisors Limited is not a regulated entity and does not carry out regulated activities.